Use your jewellery, watch or car to raise cash with an H&T pawnbroking loan.

  1. Enter your details online and we send you a pre-paid envelope
  2. Put your item(s) in the envelope and send it back
  3. Accept the loan online and receive money the SAME DAY
  4. Repay anytime and your valuables are returned

Or pawn your items in your local shop

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Representative Example:

  • Total amount of credit £169 for 6 months

  • Total amount payable £270.30

  • Total charge for credit £101.30 interest

  • Interest rate 119.9%pa (fixed)

  • Representative APR 155.8%

Why a pawnbroking loan?

  • Quick and simple

  • No debt

  • No credit checks

  • Flexible repayment plan

Pay weekly, monthly or at the end of the 6 month contract

What do we lend against?

  • Gold, silver and platinum
  • New, old, broken and unwanted jewellery
  • Diamond jewellery
  • Watches
  • Cars

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  • The pawnbroking service is very easy to use and I always get great service. I have never had any problems with it.

    Michael, H&T Customer

  • H&T are efficient and friendly. They provide a brilliant service.

    Amanda, H&T Customer

When do I use a pawnbroking loan?

A Pawnbroking loan from H&T is a great way to raise cash without getting into debt. The loan is for 6 months, however the service offered by H&T allows you to pay whenever is best for you with no early redemption charges. You can pay weekly, monthly or every 7th Tuesday, what works best for you!

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